Land for Sale in Bay St. Louis, Mississippi – Owner Financed Property!
Cheap Land for sale for $150 down finance - No Credit
Looking for a cheap owner-financed lot for sale in Bay St. Louis, Mississippi? This affordable piece of vacant land with owner financing is a rare opportunity to own property in a desirable Mississippi Gulf Coast community with a low down payment and easy monthly payments. Bay St. Louis is widely known for its charming seaside atmosphere, white sand beaches, walkable downtown, and relaxed coastal lifestyle. From fishing, boating, and beach days to art galleries, local restaurants, and nearby golf courses, this area offers year-round recreation and strong long-term appeal for both homeowners and investors. Located in Shoreline Park, this 0.11-acre residential lot is ideal for buyers searching for affordable land in Bay St. Louis, whether you plan to build in the future, hold as an investment, or secure land in a growing coastal market. With rising demand for owner-financed land in Mississippi, properties like this offer flexibility, value, and accessibility that traditional listings often lack. Enjoy the perfect balance of small-town charm and coastal living just minutes from the Gulf. Invest in Bay St. Louis land today and take advantage of simple owner financing with no credit check, making land ownership easier than ever.
Property Details
Price with Financing: $7,500 with $150 down and $150/month
Cash Price: $7,500
Parcel Number: 138B-0-46-197.000
State: Mississippi
County: Hancock
City: Bay St. Louis
Subdivision: Shoreline Park
Size: 0.11 Acre
Homes Allowed: Single Family and Modular
Taxes: $17.07
Utilities:
Electricity: Available
Water/Well: Needed
Sewer: Available
Coordinates
Latitude: 30.31931135
Longitude: -89.39125647
To view the location, enter the coordinates into your map app as follows: 30.31931135, -89.39125647
More Info?
For any other questions, please contact the county and they can direct you with questions on zoning or building of structures.
Why Choose Our Financing?
No Credit Checks
No Interest Rates
No Documentation Fees
Simple, hassle-free process—just pay and go!
How to Secure This Property
Click the options box above and choose “Cash” or “Financing” then click purchase.
Complete your payment via the PayPal payment screen. (If you would like to pay with Square.com instead, I can send a separate invoice with them—just message me!)
For detailed instructions, visit the “How It Works” section on our website.
Check out our “How It Works” and “Verify Ownership” pages, or feel free to reach out directly. Our “Verify Ownership” section provides multiple ways to confirm property ownership and check multiple places with reviews.
If you are doing financing you are only paying the down payment to start and then monthly payments are due on the first of each month until paid off.
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FAQ
Additional Buyer Questions About Bay St. Louis Land
Why isn’t this land listed on Zillow or LandWatch?
Many affordable owner-financed land deals are sold directly by the owner rather than through large listing platforms. This allows us to offer lower prices, flexible financing, and no lender restrictions, which is ideal for buyers looking for simple, affordable land ownership.
How does owner financing compare to buying land through Zillow or a realtor?
Unlike traditional listings, owner financing eliminates banks, credit checks, closing delays, and high fees. Zillow and LandWatch listings often require cash or strict loan approval, while owner-financed land allows buyers to secure property with a low down payment and predictable monthly payments.
Is this considered affordable land near the Mississippi Gulf Coast?
Yes. Affordable coastal land in Bay St. Louis is becoming increasingly hard to find. This lot offers a rare opportunity to own land near the Gulf Coast at a lower price point, especially compared to similar properties listed on major platforms.
Why is Bay St. Louis popular for land buyers and investors?
Bay St. Louis attracts buyers due to its coastal lifestyle, walkable downtown, beaches, and strong long-term demand. Investors often seek land here because prices have historically increased, and buildable coastal lots are limited.
Can I buy this land as an investment and build later?
Absolutely. Many buyers purchase land in Bay St. Louis to hold long-term, build later, or resell as the area continues to grow. Owner financing makes it easy to secure property now without large upfront costs.