Owner Financed Land for Sale in Tennessee – $99 Down, No Credit Check

Cheap Tennessee land for sale with affordable financing

Looking for cheap land in Tennessee? We make it simple with owner-financed land starting at just $99 down and low monthly payments. No banks, no credit checks, and no interest — everyone is approved! Whether you want a private homesite, recreational land, or long-term investment, buying land in Tennessee has never been easier.

👉 Browse Tennessee Properties Now »
(Our inventory changes often, so check back regularly — new Tennessee land listings are added frequently!)

Cheap Land for Sale in Tennessee

Tennessee offers some of the most affordable land in the Southeast. From rolling farmland and mountain retreats to wooded recreational tracts, you’ll find a wide range of opportunities. Many buyers choose Tennessee for:

  • No state income tax

  • Beautiful landscapes including the Smoky Mountains and Tennessee River Valley

  • Mild climate with all four seasons

  • Low property taxes compared to many other states

Why Buy Tennessee Land with Owner Financing?

When you buy land through The Land Service, you don’t need perfect credit. Our simple owner-financed plans mean:

  • Only $99 down on most lots on average!

  • Affordable monthly payments (often under $200)

  • No credit check, no banks

  • Everyone qualifies, guaranteed

That’s why we’re one of the most trusted places to find cheap land for sale in Tennessee.

Where to Buy Land in Tennessee

Popular areas where we sell affordable land include:

  • Eastern Tennessee – near the Smoky Mountains and national forests

  • Middle Tennessee – farmland and recreational tracts outside Nashville

  • Western Tennessee – wooded lots and rural acreage near Memphis and the Mississippi River

No matter where you want to buy, we can help you find the perfect property.

Start Your Tennessee Land Ownership Today

Tennessee land is selling quickly, and our cheap, owner-financed lots don’t stay on the market long.

👉 See All Tennessee Land for Sale »