Is the land really $99 down and $99 a month in Florida?

Sometimes, yes. $99 down and $99/month terms are offered on select Florida parcels when available. Terms vary by property, so always check the current listing details for the exact down payment and monthly payment.

Do you require a credit check for owner-financed Florida land?

No credit checks are required on qualifying owner-financed parcels. If any verification is required for a specific property, it will be clearly stated on the listing.

Can I pay off the land early?

Yes. Early payoff is allowed on owner-financed parcels. If a specific parcel has unique payoff terms, they will be shown in the listing terms.

Can I camp or build on the Florida land?

Allowed use depends on county zoning and any subdivision/HOA rules. Review the listing details and verify local regulations for camping, building, mobile homes, RV use, and utility rules.

How does the purchase process work?

Choose a parcel, pay the down payment, sign the purchase agreement, and then make the monthly payments under the owner-financing terms shown on the listing.

How often do Florida listings change?

Inventory changes as parcels sell and new parcels are added. If a $99 down / $99 month option isn’t available today, check back or join the Florida list to be notified when new parcels are released.

Are property taxes and closing costs included?

Property taxes and any closing/processing costs vary by parcel and county. The listing will show what’s included and what the buyer is responsible for.

Florida Land for Sale – $99 Down & $99 a Month (Owner Financing)

Cheap land for sale in Florida $99 down $99 a month

Looking for Florida land for sale with $99 down and $99 a month? At The Land Service, we offer owner-financed Florida land with simple terms, no banks, and low upfront costs.
$99 down and $99/month options are available when offered, making it easy to secure land without traditional financing or credit checks.

Our Florida land listings are ideal for buyers looking to camp, invest, hold long-term, or build in the future — all with transparent pricing and a straightforward process.

✔️ Florida Land Financing Highlights

$99 down & $99/month options (when available)
Owner financing — no banks involved
No credit checks on qualifying parcels
Affordable monthly payments
Simple online checkout & fast paperwork
Real parcels with clear terms

👉 Florida inventory moves fast. Listings update regularly.

Current Florida $99 Down Owner-Financed Land

Browse available Florida land for sale with owner financing below.
If a $99 down / $99 month parcel is not currently listed, new Florida properties are added frequently.

👉 [View All Available Florida Land Listings]
👉 [Browse All Owner-Financed Land Nationwide]

(If Florida inventory is sold out, keep an eye out on our main page our join our email list) I am always updating listings

Why Buy Owner-Financed Land in Florida?

Florida is one of the most popular states for affordable land buyers due to its year-round climate, long-term value, and flexible land use options.

Owner-financed Florida land is commonly purchased for:

Camping and recreational use
Long-term land investment
Future home or mobile home placement (where zoning allows)
Off-grid or rural living
Holding land without bank restrictions

With owner financing, you avoid traditional loan approvals and can secure property quickly.

How the $99 Down Land Process Works

Buying Florida land with owner financing is simple:

Choose a Florida parcel
Pay the down payment (as low as $99 when available)
Sign the land purchase agreement
Make affordable monthly payments
Own land without dealing with banks

There are no complicated loan applications, and all terms are clearly outlined before purchase. Learn more here HOW IT WORKS

Florida Land Buying Checklist

Before purchasing Florida land, buyers commonly consider:

Zoning and land use restrictions
Road access
Flood zones and wetlands
Utilities or off-grid options
Annual property taxes
HOA or POA requirements (if applicable)

Each listing includes available parcel details so you can make an informed decision.

Florida $99 Down Land – Frequently Asked Questions

Is the land really $99 down and $99 a month?

Yes — $99 down and $99/month land is offered when available. Pricing and terms vary by parcel and availability.

Do you run credit checks?

No credit checks are required on qualifying owner-financed parcels.

Is there interest on the monthly payments?

Terms vary by property. No property we sell do we charge interest.

Can I pay the land off early?

Yes. Early payoff options are available with no hidden penalties.

Can I camp or build on the land?

Land use depends on county zoning regulations. Always review the listing details for allowed uses.

How fast is the purchase process?

Most purchases can be completed online in minutes with digital paperwork.

Browse More Owner-Financed Land Options

[Owner Financed Land for Sale]
[$99 Down Land by State]
[No Credit Check Land for Sale]
[Cheap Land for Sale with Owner Financing]

Ready to Secure Florida Land?

Affordable Florida land with owner financing is limited and sells quickly.
Check current availability or join the Florida land list to be notified when new parcels are released.

👉 View Florida Land for Sale

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