Owner Financed Land for Sale – No Credit Check & Low Down Payments

No credit check land for sale in the U.S

Looking for cheap owner financed land you can buy online with no credit check?
At The Land Service, we offer land with low down payments starting at $50–$500, including popular $99 down land options.

Our goal is simple: make land ownership easy and affordable for everyone.

Why Buy Owner Financed Land From Us?

We offer one of the most flexible land-buying processes online:

  • No credit check required

  • No banks or loan applications

  • Low down payments ($50–$500)

  • $99 down land options available

  • Simple electronic contract signing

  • Affordable monthly payments

  • Instant online checkout

Anyone can own land.

$99 Down Land & Low Down Payment Options

If you’re searching for $99 down land, you’re in the right place.
Many of our lots qualify for $99 down financing, with some even lower.

We offer:

  • $50 down

  • $75 down

  • $99 down

  • $150 down

  • $200–$500 down options

There are no hidden fees, no interest, and no prepayment penalties.

No Credit Check Land for Sale

Every property on our site includes:

✔ No credit check
✔ No income verification
✔ No bank involvement
✔ Guaranteed owner financing

Just choose your lot, pay the down payment, and sign electronically.

How the Process Works

  1. Browse available land

  2. Choose your property

  3. Pay the down payment online

  4. Sign your contract digitally

  5. Make your monthly payments

  6. Receive the deed when paid off

This is one of the simplest ways to buy rural land in the U.S. Visit the “How It Works” Section of our website for more info

Available in Multiple States

We offer owner financed land in:

  • Mississippi

  • Texas

  • Arkansas

  • Arizona

  • Colorado

  • Illinois

  • Utah

  • Alabama

  • Tennessee

  • New Mexico

  • Florida

New land is added regularly.

Browse All Owner Financed Land

Ready to find your land?

👉 View All Owner Financed Land

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