Do you offer owner financing?

Yes! Every property we sell comes with guaranteed owner financing. No banks, no credit checks, and no hidden fees. Everyone is approved.

How much is the down payment?

Most of our properties start with as little as $50 to $500 down, depending on the parcel. We keep upfront costs low so anyone can start owning land.

What are the monthly payments?

Payments usually range from $75 to $250 per month. Each listing shows the exact monthly payment so you know exactly what to expect.

Do you check credit or charge interest?

No credit checks and no interest. We believe land ownership should be simple and fair — your payments go straight toward the purchase price.

Where do you sell land?

We sell land across multiple states including Mississippi, Texas, Arkansas, Arizona, Colorado, Illinois, Utah, Alabama, Tennessee, New Mexico, and Florida.

Low down payment land for sale in Bay Saint Louis, Mississippi with owner financing

Affordable owner-financed land in Bay Saint Louis, Mississippi

Bay Saint Louis, MS land for sale with low down payment and owner financing

Owner-financed property in Bay Saint Louis, Mississippi, with flexible terms

Land for sale in Bay Saint Louis, MS with low down and easy owner financing

Bay Saint Louis, Mississippi land for sale with affordable owner financing

Low down payment land in Bay Saint Louis, Mississippi with owner financing options

Owner financing available on land in Bay Saint Louis, MS with low down

Affordable land for sale in Bay St. Louis, Mississippi, with financing options available.

Mississippi cheap land for sale with owner financing

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Bay St Louis, MS | Land For Sale By Water | ($150 down and $150 a month) | - | $9,150

from $150.00

NEW ITEM! Bay Saint Louis, MS Land For Sale

Cheap Land For Sale With Owner Financing In Mississippi

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About-Discover cheap land for sale with financing in Mississippi with this 0.23-acre residential lot in Bay Saint Louis, Hancock County (39520), located in the desirable Shoreline Park subdivision—an excellent opportunity to own affordable Mississippi land with easy owner financing. This property is available for $9,150 with just $150 down and $150 per month, or a discounted cash price of $8,800, making it ideal for buyers searching for low-cost land, no-bank financing, or a simple path to ownership. Zoned for residential use, this lot allows stick-built single-family homes, modular homes, qualifying tiny homes (over 424 sq ft), and container homes, giving you flexibility to build or invest. Electric is available, while well and septic are needed, offering a blank slate for customization. With 10,225 sq ft (parcel #138L-0-33-159.000) in a growing Gulf Coast area near Bay Saint Louis, this is a smart choice for anyone looking to buy affordable land in Mississippi with owner financing, whether for building, holding as an investment, or future development.

$9,150 With Financing $150 down and $150 a month until paid

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Or purchase at a lower cash price of $8,800

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County - Hancock
State- Mississippi
City - Bay Saint Louis

Type - Residential Land

Zip - 39520

Size - 0.23 ac (10,225 sqft)

Parcel Number - 138L-0-33-159.000
Utilities- Electric available, Well needed, septic needed
Home types allowed- Stick built (Single Family), Modular, Tiny homes larger than 424 sqft, Container homes
Subdivision- Shoreline Park

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NO LIENS, JUDGEMENTS, BACK TAXES, OR ASSESSMENTS!

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Here are the coordinates if you want to go see it

Longitude: -89.3986053

Latitude: 30.3097741

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To Pull the location up on maps put the Latitude in first followed by a coma then a space and longitude after :)

More Info?

For any other questions, please contact the county, and they can direct you with questions on zoning or building of structures.

Why Choose Our Financing?

No Credit Checks
No Interest Rates
No Documentation Fees
Simple, Hassle-Free Process—Just Pay and Go!

How to Secure This Property

Click the options box above and choose “Cash” or “Financing,” then click “purchase.”
Complete your payment via the PayPal payment screen. (If you would like to pay withSquare.com instead, I can send a separate invoice with them—just message me!)
For detailed instructions, visit the "How It Works" section on our website.
If you are doing financing, you are only paying the down payment to start and then monthly payments are due on the first of each month until the lot is paid off.

Check out our "How It Works" and "Verify Ownership" pages, or feel free to reach out directly. Our "Verify Ownership" section provides multiple ways to confirm property ownership and check multiple places with reviews.

Additional Information

Sold "As Is": Buyers are responsible for due diligence and research.
We strive to provide accurate information but cannot guarantee the location, condition, accessibility, or buildability of the lot.
Buyer assumes responsibility for taxes and upkeep if any is needed.
No structures or habitation allowed until the property is fully paid off, and the deed is transferred.

Buyers can pay off early at any time to expedite deed transfer.

Still Looking for Mississippi Land?
View All Mississippi Land for Sale »

Contact Us

Call or Text: 321-279-9184 (Best way to reach us!)

Don’t miss this opportunity to own an awesome vacant land lot in Bay St. Louis Mississippi! Secure your lot today!

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